Annature’s Standard verification product provides a secure, compliant, and efficient way to verify an individual’s identity and collect their ID documents. It is designed for use cases that do not require Anti-Money Laundering (AML) or Counter-Terrorism Financing (CTF) screening, and instead focus solely on verifying identity in accordance with regulatory or business requirements—such as those set by the Australian Taxation Office (ATO) and the Tax Practitioners Board (TPB).This verification pathway is ideal for businesses and professionals who need to collect and sight official identification documents but are not subject to AML/CTF compliance obligations.
When a user completes Standard verification, Annature securely captures their personal details and identification documents. This information is then verified using ComplyCube’s Multi-bureau check, which confirms the identity against a wide range of trusted and independent data sources.
ComplyCube’s Multi-bureau check is a real-time identity verification service that corroborates an individual’s details—such as name, date of birth, address, and identification number—against a wide range of authoritative sources. These sources include:
Credit agencies: Data from credit reference agencies
Government authorities: Information from motor vehicle registrations, electoral rolls, land registries, and court records
Utility providers: Records from water, gas, and electricity companies
Telecommunications providers: Data from mobile and landline service providers
Postal authorities: Address information from national postal services
Commercial and consumer databases: Opt-in data from marketing and consumer platforms
Trusted third-party aggregators: Additional verified data sources
This approach ensures a comprehensive and resilient identity verification process, even if one data source is temporarily unavailable.
Standard verification is best suited to scenarios where AML/CTF compliance is not required but reliable identity confirmation is essential. Common examples include:
Human Resources: Verifying ID during new employee onboarding
Equipment or vehicle hire: Confirming identity before renting out high-value assets
Tax and accounting services: Satisfying TPB and ATO obligations for identity verification
Education and training: Verifying student or enrollee identities in regulated programs