Annature’s enhanced verification product is purpose-built to help you meet your Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) obligations when verifying the identity of individuals. This solution is essential for businesses operating in regulated sectors—such as accounting, financial services, and real estate—where identity verification must include a risk assessment against global criminal and financial intelligence sources.
When a recipient completes enhanced verification, Annature securely collects their identity information—typically full name, date of birth, address, and nationality—and submits it to ComplyCube, our global identity screening partner.ComplyCube then performs a real-time AML and CTF screening across a wide range of global databases. The individual’s identity is assessed for potential matches in various risk categories, and the outcome is returned as a pass or fail result for each one.
AML/CTF screening refers to the process of comparing an individual’s identity information against international databases and intelligence sources to identify potential involvement in criminal, financial, or politically sensitive activity.The screening includes:
International sanctions lists (e.g. United Nations, OFAC, EU)
Government-issued watchlists
Politically exposed persons (PEPs)
Adverse media sources
Financial crime and organised crime lists
This helps businesses identify individuals who may pose a financial crime risk, be subject to international sanctions, or be involved in corruption, terrorism financing, or other illicit activities.
Enhanced verification includes screening across the following screening categories:
Sanctions & watchlists: Detects individuals or entities listed on official sanctions and exclusion lists maintained by international governments and enforcement agencies.
Politically exposed persons (PEPs): Identifies individuals with current or previous public roles who may be at higher risk for corruption or bribery.
Adverse media: Flags negative mentions in credible media sources, including environmental, regulatory, and financial misconduct coverage.
Other lists: Identifies associations with organised crime, financial crime, tax evasion, corruption, or trafficking.
Each category contains multiple checks and is reported independently in the results, allowing you to assess specific risks clearly.